Decimal and Fractional Betting Odds Explained

Odds can be quite confusing if you are not familiar with betting. Some bookmakers quote odds by default in decimal, some in fractional, but most will allow you to view odds in both formats, plus other formats such as American or moneyline. Fractional odds are largely a legacy format, albeit still widely used in the United Kingdom. With the advent of online betting and global facing sportsbooks, decimal is now tthe default choice of odds, however it is useful to understand the different formats in which odds can be represented.

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Odds Formats

There are several widely used odds formats - fractional, decimal, and moneyline are the most popular. We've explained how each work, with examples of stakes and winnings using each odds type.


How Do Betting Odds Work? - Fractional Odds Explained

Fractional odds have been traditionally used in the United Kingdom, but have mostly now been replaced by decimal odds. Fractional odds are represented as fractions, for example 2/1 or 6/4. To convert fractional odds to decimal odds, all you need to do is divide the nominator (first number) by the denominator (second number), and add 1, and you will get the decimal odds.

Fractional Odds Example

Calculating Winnings Using Fractional Odds

Fractional odds of 10/1 mean that whatever you stake you will receive 10 times your stake back in winnings if you win. So, $10 on a 10/1 bet will give you $100.00 in winnings.

For $10 on 6/4 you just need to divide 6 by 4, giving you a multiplier of 1.5. Therefore if you stake $10 on a 6/4 bet you will return winnings of $15.00.

When you bet and win you also get your stake back on top of your winnings. So, in both examples above you need to add your stake onto your winnings to get your total return.

For those of you in the United Kingdom, UK betting law used to levy tax on stakes or winnings (you could choose when tax was applied - before the running of the bet (on the stake), or after (on your winnings)), but this has now been abolished, which makes odds and calculating returns a lot simpler. Other countries may still have tax on betting stakes and/or winnings, but in the UK betting winnings are tax free.

Decimal Odds Explained

Most global sportsbooks commonly quote odds in decimal format by default. Decimal odds make things simpler since you do not have to deal with fractions and calculating winnings using more complicated fractions like 10/11.

Decimal odds, unlike fractional odds, reflect a multiplier that will give you your total return (winnings plus stake).

Decimal Odds Example

Calculating Winnings Using Decimal Odds

If a team are 10/1 in fractional odds, this would be 11.00 in decimal odds. If you put $10 on a bet at decimal odds of 11.00 you will receive $110.00 in total returns (simply $10 multiplied by 11.00).

Unlike fractional odds there is no need to add your original stake to your winnings to get total returns with decimal odds.

Decimal odds are simply a multiplier by which you can multiply your unit stake and calculate your total returns (winnings plus returned stake).

Decimal odds do make things simpler, however if you like to keep your winnings and total returns (stake plus winnings) calculations separate (for example if you want to compare winnings to stake as a percentage of stakes), then fractional odds may be preferable.

Most online sportsbooks allow you to set your odds preference once you have registered an account, so you need not worry if you prefer one or the other, you will be able to choose.

American (Moneyline) Odds Explained

American odds (more commonly referred to as moneyline odds) are primarily used in North America - both the USA and Canada. American odds use a positive or negative number to indicate underdogs and favourites - the more negative the number the bigger the favourite, and the larger the number the bigger the underdog.

Moneyline odds are represented by numbers like +200 (although the + sign is sometimes omitted) and -125.

The reason for American odds appearing to work in hundreds is that moneyline odds uses a baseline of $100. That is, what amount of money must be wagered to win $100 (on a favourite) or the amount of money you would win by wagering $100 on an underdog.

For example, odds of -150 (favourite) mean that if you wager $150 you will win $100. Odds of +300 (underdog) mean that if you wager $100 you will win $300.

American Odds Example

Calculating Winnings Using American Odds

If a team are favourites to win at moneyline odds of -125. If you put $10 on a bet at American odds of -125 you will receive $18.00 in total returns.

This is calculated by taking 100 and dividing it by 125, which equals 0.80, and adding 1. This gives a multiplier of 1.80 which the stake above is multiplied by to give the return.

If a team are underdogs to win at odds of +400 then the calculation is relatively easier to understand. If you put $10 on a bet at American odds of +400 you will receive $50.00 in total returns.

For American odds of 100 or greater, simply divide by 100 and add 1 to get a multiplier. In this case 400 divided by 100 is 4, and adding 1 gives us a multiplier of 5.00

Odds Converter

The following odds conversion table is a quick reference that allows you to convert between fractional to decimal odds and decimal to fractional odds, and from fraction and decimal to American or moneyline odds.

FractionalDecimalAmerican
1/101.10-1000
1/91.11-909
1/81.12-833
1/71.14-714
1/61.17-588
1/51.20-500
2/91.22-455
1/41.25-400
2/71.29-345
3/101.30-333
1/31.33-303
4/111.36-278
2/51.40-250
4/91.44-227
1/21.50-200
8/151.53-189
4/71.57-175
8/131.62-161
4/61.67-149
8/111.73-137
4/51.80-125
5/61.83-120
10/111.91-110
1/12.00100
11/102.10110
6/52.20120
5/42.25125
11/42.38138
6/42.50150
13/82.63163
7/42.75175
9/52.80180
15/82.86186
2/13.00200
11/53.20220
9/43.25225
12/53.40240
5/23.50250
13/53.60260
11/43.75275
3/14.00300
10/34.33333
7/24.50350
4/15.00400
9/25.50450
5/16.00500
11/26.50550
6/17.00600
13/27.50650
7/18.00700
15/28.50750
8/19.00800
17/29.50850
9/110.00900
10/111.001000
11/112.001100
12/113.001200
14/115.001400
15/116.001500
16/117.001600
18/119.001800
20/121.002000
25/126.002500
33/134.003300
40/141.004000
50/151.005000
66/167.006600
100/1101.0010000
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